Find the right balance between what you pay out of your paycheck and what you pay when you get care. When you make a purchase, you decide how you want to pay. Would you rather pay cash now or use credit and pay later? It’s the same idea with the exchange. Just like your medical coverage, your vision coverage costs will depend on a few factors: Back to top The Coverage Level You Choose The Bronze option will generally be less expensive per paycheck. That’s because it covers only exams with some in-network discounts available. The Silver and Gold options will cost more per paycheck and provide coverage for exams as well as frames and lenses. Back to top The Insurance Carrier You Choose Certain insurance carriers may be able to provide a more competitive price per paycheck. Back to top Your Dependents You can enroll any combination of you, your eligible spouse, and your children in the option you choose. Back to top